मिसेज वर्ल्ड 2022 ~ सरगम कौशल ।।

🛑 मिसेज वर्ल्ड का खिताब जीतकर देशवासियों का नाम रोशन करने वाली सरगम कौशल जम्मू कश्मीर की निवासी हैं. वो एक शिक्षक और मॉडल हैं. सरगम की शादी 2018 में हुई थी. शादी के बाद से ही उनके दिल में ब्यूटी पेजेंट जीतने का जुनून सवार था. इसके बाद उन्होंने मिसेज वर्ल्ड प्रतियोगिता में हिस्सा लिया.कॉन्फिडेंस और सुंदरता साथ लेकर अमेरिका के लास वेगास...

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Global Shield against Climate Risks

● Launched by: G7 and Vulnerably Twenties (V20) launched at COP 27, Sharm El-Sheikh.● It is pre-arranged financial support that established for the needs of poor and vulnerable countries facing increasing risks of losses and damages from climate change.● It is a social protection and insurance-based finance mechanism for loss and damage outside the UNFCCC process.● It will be supported by the World Bank under Global Shield Financing Facility.● Pakistan...

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प्रधानमंत्री किसान सम्मान निधि ।।

Government Schemes✍️ 24 फरवरी, 2019 (नरेन्द्र मोदी ने गोरखपुर, उ.प्र. से)✍️ लघु एवं सीमांत कृषकों को निवेश एवं अन्य आवश्यकताओं हेतु एक सुनिश्चित पूरक आय उपलब्ध कराने के साथ-साथ फसल कटाई मौसम से पूर्व किसानों की आकस्मिक आवश्यकताओं को भी पूरा करने में मदद करना।✍️ प्रधानमंत्री किसान सम्मान निधि योजना के तहत पात्र परिवारों को प्रति वर्ष 6000/- रु. की आर्थिक सहायता हर चार महीने में (2000रु.) की तीन किश्तों दी जाएगी।प्रधानमंत्री किसान पेंशन योजना✍️ शुरुआत...

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Carbon Border tax

● CBT It is a duty on imports based on the amount of carbon emissions resulting from the production of the product in question, that have not been carbon-taxed at source ● carbon intensive sector such as cement, steel etc. will be included in it.● It is proposed by European Union, with effect from 2026● At COP-27, BASIC group comprising Brazil, South Africa, India and China, opposed the carbon border adjustment mechani...

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महत्वपूर्ण सरकारी योजनाएं (Government Schemes)

🧑🏻‍💻 संपूर्ण बीमा ग्राम योजना –✍️ 13 अक्टूबर, 2017 (तत्कालीन दूरसंचार राज्य मंत्री (स्वतंत्र प्रभार) मनोज सिन्हा द्वारा शुरु की गई।✍️ उद्देश्य – योजना के तहत प्रत्येक जिले से कम-से-कम एक गांव जिसमें न्यूनतम 100 परिवार हों, को चिन्हित कर उस गांव के सभी परिवारों को कम-से-कम एक ग्रामीण डाक जीवन बीमा पालिसी से आच्छादित करना।✍️ इस योजना के अंतर्गत सभी सांसद आदर्श गांवो को भी लाया जाएगा।📌 प्रधानमंत्री कृषि सिंचाई योजना✍️ शुरुआत - 1 जुलाई✍️ उचित प्रौद्योगिकियों...

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अंतर्राष्ट्रीय छात्र दिवस

17th NOVEMBER👩🏻‍🏫 International Students Day      🧑🏻‍🏫 To remember the courage of student activists during the 1939 Nazi attack at the University of Prague. 👩🏻‍🏫The first observance took place in 1941 at the International Students’ Council in London.There students decided to introduce 'International Students’...

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South China Sea:

• South China Sea is an arm of western Pacific Ocean in Southeast Asia.• Countries bordering the South China Sea: Peninsular Malaysia, Thailand (via the Gulf of Thailand), Singapore, as well as East Malaysia, Brunei, and Indonesia on Borneo (Kalimantan).• Two major archipelagos are known as the Paracel Islands and Spratly Islands, controlled...

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Mangrove Alliance for Climate:

In_News: During the COP27 climate summit in Sharm El Sheikh, Egypt, the UAE and Indonesia announced the "Mangrove Alliance for Climate."• It includes UAE, Indonesia, India, Sri Lanka, Australia, Japan, and Spain.• It seeks to educate and spread awareness worldwide on the role of mangroves in curbing global warming and its potential as a solution for climate change.• Intergovernmental alliance works on a voluntary basis which means that there are...

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Hope Spots

• Hope Spot Network is a joint initiative of Mission Blue & IUCN. • A hope spot is an area of an ocean that needs special protection because of its wildlife & significant underwater habitats.• They are chosen for their contributions to biodiversity, the carbon sink, and important habitat.• They can be Marine Protected Area’s (MPA – defined by IUCN) that need attention or any new sitesHope Spot Sites from India• Lakshadweep Islands•...

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Bioprospecting

-Bioprospecting is defined as a systematic and organised search for useful products derived from bioresources including plants, microorganisms, animals, etc., that can be developed further for commercialization and overall benefits of the society.Biopiracy -Biopiracy is defined as the privatisation and unauthorised use of biological resources by entities (including corporations, universities and governments) outside a country which has pre-existing...

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Rohini Sounding Rocket -

- Indian Space Research Organization(ISRO) is planning the 200th successful launch of the Rohini RH-200 sounding rocket.● RH-200 ➔ Part of the Rohini-sounding rocket family used by the ISRO for atmospheric studies.● It is a two-stage rocket capable of climbing to a height of 70 km.● The 200 in the name denotes the diameter of the rocket in mm.● The first and second stages of RH-200 are powered by solid motors.ExtraShots - Sounding Rocket - ●One...

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सहिष्णुता के लिए अंतर्राष्ट्रीय दिवस।।

❇️ 16 November🤝 International Day For Tolerance  🤝 The International Day for Tolerance is an annual observance day declared by UNESCO in 1995 to generate public awareness of the dangers of intolerance.🗓 TIMELINE1915A human rights icon returnsGandhi returns to India from South Africa...

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वस्तु एवं सेवा कर परिषद से संबंधित महत्वपूर्ण तथ्य।।

✍️ 101वें संशोधन अधिनियम, 2016 ने देश में एक नई कर प्रणाली का मार्ग प्रशस्त किया (अर्थात् वस्तु एवं सेवा कर, जीएसटी)। ✍️ संशोधन द्वारा संविधान में एक नया अनुच्छेद-279ए जोड़ा गया है। यह अनुच्छेद राष्ट्रपति को एक आदेश के द्वारा जीएसटी काउंसिल की स्थापना के लिए शक्तिमत करता है। इसी के अनुसार राष्ट्रपति ने 2016 में अपने आदेश द्वारा काउंसिल की स्थापना की।✍️ काउंसिल का सचिवालय दिल्ली में स्थित है। केंद्रीय राजस्व सचिव काउंसिल के पदेन सचिव हैं। ✍️...

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वस्तु एवं सेवा कर (जी.एस.टी.) से संबंधित महत्वपूर्ण तथ्य ।।

✍️ GST को 101वें संविधान संशोधन अधिनियम 2016 के माध्यम से पेश किया गया था। यह देश के सबसे बड़े अप्रत्यक्ष कर सुधारों में से एक है। इसे ‘वन नेशन वन टैक्स’ (One Nation One Tax) के नारे के साथ पेश किया गया था। GST में उत्पाद शुल्क, मूल्यवर्द्धित कर (VAT), सेवा कर, विलासिता कर आदि जैसे अप्रत्यक्ष करों को सम्मिलित किया गया है। जीएसटी कर के व्यापक प्रभाव या कर के भार को कम करता है जो उपभोक्ता पर भारित होता है।✍️ वस्तु एवं सेवा कर (जी.एस.टी.) घरेलू उपभोग...

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Quarks -

● Quark ➔ fundamental constituent of matter and is defined as an elementary particle.● Quarks ➔ combine to produce composite particles called hadrons, the most stable of which are neutrons and protons which are the components of atomic nuclei.● Interact with the strong nuclear force.● Protons and neutrons belong to the category of Quar...

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Tissue culture –

● Plant tissue culture ➔ technique of in vitro growing cells, tissues, organs, etc.● Through tissue culture whole plants could be regenerated from explants, i.e., any part of a plant taken out and grown in a test tube, under sterile conditions in special nutrient media. ● This capacity to generate a whole plant from any cell/explant is called totipotency.● Even if the plant is infected with a virus, the meristem (apical and axillary) is free...

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Foreign Currency Non Resident (FCNR) Account

An account that can be opened with an Indian bank by a Non Resident Indian or a Person of Indian Origin in foreign currency is FCNR (B) account. The letter B in FCNR (B) stands for the word ‘Bank’. It is an account that allows the NRI to keep his deposits in foreign currency. Hassles of conversion can be reduced through such types of accounts.✍️Features of FCNR account➖The account is maintained in foreign currency. Pound sterling, Australian dollar,...

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FERA VS FEMA: A comparison

While FERA is an Act of the Parliament introduced in the year 1973, with an intent to manage and conserve India’s foreign reserves, the Foreign Exchange Management Act (FEMA) is an extension to the already existing law. The purpose behind the enactment of FEMA was not only to regulate and facilitate foreign exchange but also for promoting foreign trade and payments along with escalating the size of foreign exchange reserves in India. Promulgated...

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Exchange Earner’s Foreign Currency (EEFC) Account

Exchange Earners’ Foreign Currency Account (EEFC) is an account maintained in foreign currency with an Authorised Dealer Category – I bank i.e. a bank authorized to deal in foreign exchange. It is a facility provided to the foreign exchange earners, including exporters, to credit 100 per cent of their foreign exchange earnings to the account, so that the account holders do not have to convert foreign exchange into Rupees and vice versa, thereby minimizing...

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What is a Bad Bank? Know its significance, role and benefits

What is a Bad Bank? Banks drive the nation’s economy, however many times the borrowers find it difficult to service their loans. It requires the lenders to set aside the capital to cover the losses. This is when the bad bank comes into the picture to help them free up to start lending. A bad bank is an Asset Reconstruction Company in other words.👉🏻Key Points: Bad Bank➖The bad bank does not involve itself in lending and taking deposits, but...

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First in Banks :

▪️First bank in India- Bank of Hindustan (1770) ▪️First Bank managed by Indians- Oudh Commercial Bank ▪️First Bank with Indian capital- Punjab National Bank (Founder of the Bank is Lala Lajpat Rai) ▪️First Foreign Bank in India – HSBC ▪️First bank to get ISO certificate – Canara Bank ▪️First Indian bank outside India –Bank of India ▪️First Bank to introduce ATM – HSBC (1987, Mumbai) ▪️First Bank to have joint stock public bank (Oldest) – Allahabad...

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ESIC SIDBI JAIIB CAIIB:

✅Bancassurance✅In India banking and insurance sectors are regulated by two different entities. The banking sector is governed by Reserve Bank of India (RBI) and the insurance sector is regulated by Insurance Regulatory and Development Authority (IRDA).RBI recognized the need of an effective method to make insurance policies reach people of all economic classes in every corner of the nation. Insurance companies proposed to bring insurance products...

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Himalayan Trillium:

● Common Herb of the Himalayas, locally called as Nagchatri. ● IUCN status : endangered● Found in temperate and sub-alpine zones of the Himalayas at an altitude from 2,400-4,000 metres above sea level. ● Application : traditional medicine to cure diseases like dysentery, wounds, skin boils, inflammation, sepsis, as well as menstrual and sexual disorde...

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Direct Seeding of Rice (DSR) -

The Punjab government recently announced incentives for farmers opting for Direct Seeding of Rice (DSR).● Traditional Way - the paddy seeds are first sown in the nurseries and raised into young plants.● Direct Seeding of Rice (DRS): No nursery preparation or transplantation. The seeds are instead directly drilled into the field.● DSR technique ➔ less time consuming and labour intensive than the conventional practice.● Helps in saving irrigation water,...

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Large Hadron Collider

The European Organisation for Nuclear Research (CERN) has reignited the Large Hadron Collider for the third time in July2022● A giant, complex machine ➔ studies particles that are the smallest known building blocks of all things.● It fires two beams of protons ➔ at the speed of light in opposite directions inside a ring of superconducting electromagnets.● The magnetic field by electromagnets keeps the protons in a tight beam.● This Magnetic field...

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Syngas :

● Syngas can be produced from underground coal reserves through the process of coal gasification. ● Syngas can also be produced from sewage, saw-dust, scrap wood, newspapers and other biomass wastes.● Syngas is a mixture of hydrogen (H2), carbon monoxide (CO) and carbon dioxide (CO2).● It can be used as a feedstock for the production of methanol, fertilizers, ammonia, urea etc. ● syngas applications: production of electricity and making...

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UN World Water Development Report 2022

» UNESCO DG on behalf of UN-Water has released the 2022 edition of the United Nations World Water Development Report at the opening ceremony of the 9th World Water Forum in Dakar, Senegal, on 21 March 2022.» Theme- ‘Groundwater: Making the invisible visible’» Launched in conjunction with World Water Day» Development of the WWDR is coordinated by the World Water Assessment Programme (WWAP)» Report is a joint effort of the UN agencies and entities...

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Quantum Computing

● Harnesses the laws of quantum mechanics to solve problems too complex for classical computers.● Subfield of physics that describes the behavior of particles — atoms, electrons, photons, and almost everything in the molecular and submolecular realm.● While today’s classical computers store information as binary 0 and 1 states, quantum computers draw on the fundamental laws of nature to carry out calculations using quantum bits.● A qubit can be...

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POP-FAME

● A fuel from a bacterium.● It has more energy than the rocket fuels .● Has energy density values more than 50 megajoules per litre, against 32 MJ for petrol and 35 MJ for RP-1, which is a rocket fuel based on kerosene.● POP FAME stands for Polycyclopropanated Fatty Acid Methyl Ester. ●POP-FAME have higher energy densities, as compared to Syntin Fuel. Thus, even a small quantity of fuel can have considerable ener...

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Grievance Redressal Index 2022

● Published by the Department of Administrative Reforms and Public Grievances (DARPG). ● Unique Identification Authority of India (UIDAI) has topped amongst all Ministries/ Departments for resolving Public Grievances. ● UIDAI has been a top performer in resolution of cases received through the Centralized Public Grievance Redress and Monitoring System (CPGRAMS). ● Dimensions of index:1) Timely Disposal of Grievance Redressal2) Quality...

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D-8 Nation:

● D-8, also known as Developing-8, is an arrangement for development cooperation among the following member countries: Bangladesh, Egypt, Indonesia, Iran, Malaysia, Nigeria, Pakistan and Turkey ● It’s headquarter in Istanbul, Turkey ● The establishment of D-8 was announced officially through the Istanbul Declaration of Summit of Heads of State/Government in 1997 to increase cooperation among major Muslim developing countri...

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Shoonya campaign

● NITI Aayog has recently hosted the inaugural edition of Shoonya Forum in Delhi● It wad launched by NITI Aayog and Rocky Mountain Institute (RMI) with RMI India’s ● Aims to promote the use of EVs for ride hailing and delivery services and minimise air pollution caused by these services.● Campaign has 130 industry partners, including ride-hailing, delivery and EV compani...

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Living Planet Report 2022

● Released by: World Wildlife Fund for nature(WWF)● It is published every two years since 1998.● It is a comprehensive study of trends in global biodiversity and health of the planet. ● It tracks changes in the relative abundance of wild species populations across the glo...

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State of the World’s Forests” (SOFO)

● It is the flagship publication of the Food and Agriculture Organization of the United Nations (FAO)● Published every two years● Report presents an analysis of the interaction between forests and people, with a focus on a specific pertinent topic. ● It explains the importance of forests to the global economy and biodiversi...

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Emissions Gap Report 2022-The Closing Window” - BY UNEP

-measure the difference between countries’ pledges to cut emissions and the amount of cutting needed to keep the rise in global temperature below 2°C by the year 2100.-Report warned that the world is falling short of achieving the goals set under the 2015 Paris Agreement -Implementation of current climate pledges will only reduce this to a 2.4 to 2.6°C temperature rise by the end of this century.-Report recommended remedial actions in 6 areas...

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Forest Declaration Assessment 2022

The Forest Declaration Assessment (formerly the New York Declaration on Forests (NYDF) Progress Assessment) is an independent, civil society-led initiative to assess progress toward the global goals ofhalting deforestation and restoring 350 million hectares of degraded land by 2030 as set out in international declarations such as the New York Declaration on Forests (2014) and the Glasgow Leaders’Declaration on Forests and Land Use (2021). -In...

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Paleogenomics

– a branch of science dealing with the reconstruction and analysis of genomic information obtained extinct species.Paleontology -is the study of the history of life on Earth as reflected in the fossil record. Fossils are the remains or traces of organisms (plants, animals, fungi, bacteria and other single-celled living things) that lived in the geological past and are preserved in the crust of the Ear...

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Multidimensional Poverty Index 2022

-by United Nations Development Programme (UNDP) and the Oxford Poverty and Human Development Initiative (OPHI) have releasedMultidimensional Poverty Index (MPI).- Title - “Unpacking deprivation bundles to reduce multidimensional poverty”.-The incidence of poverty declined from 55.1 per cent to 16.4 per cent over the past 15 years.-India still has the highest number of poor people in the world and Nigeria has the second-highest poor populati...

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Interpol

- promotes global cooperation in policing and crime control. -Established in 1923, it is the oldest international police organization. -India joined in 1949. - 3 major areas of transnational crime – terrorism, cybercrime, and organized cri...

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Environment Performance Index

● Released biennially and started in 2002● It is an international ranking system that measures environmental health and sustainability of countries.● Released by WEF and Columbian Yale University● India ranks 177ᵗʰ(2018) → I 68ᵗʰ(2020) →180ᵗʰ(2022)Denmark tops the 2022 ranki...

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PARAKH

PARAKH (Performance Assessment, Review, and Analysis of Knowledge for Holistic Development)- launched by All-India Council for Technical Education (AICTE)- will conduct assessments of students and faculty members of higher educational institutes and schools.- part of the National Education Policy (NEP) proposal.- It will establish norms, standards and guidelines for assessment and evaluation for all recognized school boards of Ind...

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PSLV Orbital Experimental Module (POEM)

The Indian Space Research Organisation (ISRO) Successfully launched the “PSLV Orbital Experimental Module” (POEM).●POEM → Perform in-orbit experiments through the Polar Satellite Launch Vehicle (PSLV) rocket.●It is a four-stage rocket.●POEM is carrying six payloads → Out of which Two are from Indian space start-ups Digantara and Dhruva Space.●Comprises a dedicated Navigation Guidance and Control (NGC) system for attitude stabilisation.ExtraShots-PSLV →...

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TiHAN: First Autonomous Navigation Facility-

● Ministry of Science & Technology has inaugurated “Technology Innovation Hub on Autonomous Navigation” or TiHAN in IIT Hyderabad.● First “Autonomous Navigation” facility.● Multidisciplinary initiative → making India a global player in the futuristic and next-generation “Smart Mobility” technology.● Will provide a unique platform for high quality research between academia, industry and R&D labs both at the national and international level.●...

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Fast Radio Burst (FRB)

●Brief and intense flashes of radio frequency emissions, whose from frequencies range from 300 gigahertz (GHz) to as low as 9 kilohertz (kHz).●Such flashes typically last for milliseconds.●These bursts are generated by a magnetar, which is a neutron star having a very strong magnetic field emitting radio wave.●Emit electromagnetic energy in the form of bursts of radio pulses.●Origins of FRBs are unknown, and their appearance is unpredictable.●FRBs...

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India successfully test-fires VL-SRSAM

● VL-SRSAM is a quick reaction surface-to-air-missile.● Indigenously designed and developed for Indian Navy, by DRDO.● Developed to neutralise aerial threats at close ranges, including the sea-skimming targets.● Has an operational range of 50 kms.●Has been designed for striking at high-speed and airborne targets at 40 km to 50 km ranget and altitude of 15km.●Other Surface to Air missilews of India: Akash, Akash NG, Trishul, Mait...

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International Day of Clean Air for Blue Skies

● Observed every year on September 7● Day is facilitated by the United Nations Environment Programme (UNEP)● Theme of 2022 - ‘The Air We Share‘● This day first time established at the 74th session of the United Nations General Assembly in 2019● Co-ordinating partners of the day UNEP and Climate and Clean Air Coalition to Reduce Short-Lived Climate Pollutants (CCA...

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Carbon Bombs ।।

● It is “an oil or gas project that will result in at least a billion tonnes of CO2 emissions over its lifetime.” as per Definition given by the Guardian● Group of environmentalists, lawyers, and activists have come together to identify and ‘defuse this carbon bombs● Around 195 such projects have been identified world over, including in the US, Russia, West Asia, Australia and India.Leave It In the Ground Initiative (LINGO)● Network working towards...

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पर्यावरणीय अति-महत्वपूर्ण वनलाइनर तथ्य ।।

✍️ - नॉक-नी सिंड्रोम फ्लोराइड्स के प्रदूषण के कारण होता है।✍️ - हाइड्रोजन ईंधन सेल वाहन उत्सर्जक के रूप में वाटर पैदा करते हैं।✍️ - अधिकतर रेगिस्तानी पौधे रात के समय पुष्पित होते हैं क्योंकि रेगिस्तानी कीड़े रात के समय सक्रिय होते हैं। ✍️ - पौधे नाइट्रोजन को नाइट्रेट के रूप में ग्रहण करते हैं।✍️ - कोरिंगा मैंग्रोव क्षेत्र गोदावरी नदी के डेल्टा पर अवस्थित है।✍️ - स्थलीय पारिस्थितिक तंत्र का उपभाग हैं – पर्वत पारिस्थितिक तंत्र, निम्न स्थलीय पारिस्थितिक...

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आजादी के बाद की भारतीय कला यात्रा पर प्रदर्शनी 1 नवंबर से:

➡️आजादी के बाद की देश की कला यात्रा पर केंद्रित एक प्रदर्शनी यहां एक नवंबर से शुरु हो रही है जिसमें एम. एफ. हुसैन, एस. एच. रज़ा, राम कुमार और अन्य कलाकारों की कलाकृतियों प्रदर्शित की जाएंगी।➡️पिछले 75 वर्षों में भारतीय कलाकारों पर आधारित प्रदर्शनी "कलर्स ऑफ फ़्रीडम" यहां इंडिया हैबिटेट सेंटर नई दिल्ली (आईएचसी) में 1 नवंबर से शुरु होगी जिसमें...

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Marginal Standing Facility

📚Definition: Marginal standing facility (MSF) is a window for banks to borrow from the Reserve Bank of India in an emergency situation when inter-bank liquidity dries up completely.Description: Banks borrow from the central bank by pledging government securities at a rate higher than the repo rate under liquidity adjustment facility or LAF in short. The MSF rate is pegged 100 basis points or a percentage point above the repo rate. Under MSF, banks...

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DIFFERENT TYPES OF BOND 🔘

🔸PERPETUAL BONDS:- These types of bonds pay a coupon rate on the face value till the life of the company. Though Perpetuity means forever, bonds with maturity above 100 years are also considered to be perpetual bonds.🔸CONVERTIBLE BONDS:- Convertible bonds are a special variety of bonds which have an inbuilt feature of being converted to equity shares at a specified time at a pre-set conversion price.🔸FOREIGN CURRENCY CONVERTIBLE BONDS:- Foreign...

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The Monetary Policy Process

➖Section 45ZB of the amended RBI Act, 1934 also provides for an empowered six-member monetary policy committee (MPC) to be constituted by the Central Government by notification in the Official Gazette. Accordingly, the Central Government in September 2016 constituted the MPC as under:1. Governor of the Reserve Bank of India – Chairperson, ex officio;2. Deputy Governor of the Reserve Bank of India, in charge of Monetary Policy – Member, ex officio;3....

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Banking Awareness Study Notes 🔰

➡️FCNR (Foreign Currency Non-Resident) AccountAn account that can be opened with an Indian bank by a Non Resident Indian or a Person of Indian Origin in foreign currency is FCNR (B) account. The letter B in FCNR (B) stands for the word ‘Bank’. It is an account that allows the NRI to keep his deposits in foreign currency. Hassles of conversion can be reduced through such types of accounts.💎Salient features of an FCNR account➖FCNR is a foreign currency-denominated...

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Consumer Price Index

A comprehensive measure used for estimation of price changes in a basket of goods and services representative of consumption expenditure in an economy is called consumer price index.The calculation involved in the estimation of CPI is quite rigorous. Various categories and sub-categories have been made for classifying consumption items and on the basis of consumer categories like urban or rural. Based on these indices and sub indices obtained, the...

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SVAMITVA Scheme - An Integrated Property Validation Solution for Rural India

✅ Hon'ble PM  Narendra Modi launched the SVAMITVA Scheme (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) on National Panchayat Day 24th April 2020 with the aim of survey of inhabited areas of villages using technology to provide an integrated solution for property validation in rural India.The scheme's intent is to provide the 'record of rights' to village household owners so that they can use their houses...

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Sovereign Gold Bond Scheme 2015

✅ The Government of India introduced the Sovereign Gold Bond (SGB) Scheme in November 2015, to offer investors an alternative to physical gold. Over the years, the market has witnessed a considerable decline in the demand for physical gold. SGBs are government securities and are considered safe.If you are looking to purchase an SGB, all you have to do is approach a SEBI authorized agent or broker. When you redeemed the bond, the corpus (as per the...

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Gilt Accounts

✅ A “Gilt Account” means an account opened and maintained for holding Government securities, by an entity or a person including ‘a person resident outside India’ with a “Custodian” permitted by the Reserve Bank of India to open and maintain Constituent Subsidiary General Ledger Account with the Public Debt Office of the Reserve Bank of India. However, in case of a ‘Person resident outside India, the activities in the operations/maintenance of Gilt...

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Loro Accounts♻️

♻️ When a bank remits its foreign currency fund to a foreign bank for credit to an account of a third bank it is called a Loro account. It means Their money.Loro accounts are generally held by a 3rd party bank, other than the account maintaining bank or with whom account is maintained.For example, BOI wants to transact with HSBC, but doesn’t have any account, while SBI maintains an account with HSBC in U.K. Then BOI could use SBI account. (again...

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Ranakpur Adinatha Jain Temple

Ranakpur Adinatha Jain Temple located in Pali (Rajasthan) 90 KM away from Udaipur. Constructed in 1437-1458.👌Over 1444 marble pillars, carved in exquisite detail, support the temple. The pillars are all differently carved and no two pillars are the same. It is also said that it is impossible to count the pillars. Also all thestatues...

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Treasury bills or T-bills:

⏺ Treasury bills or T-bills are money market instruments and short term debt instruments issued by the Government of India.✔️They are presently issued in three tenors, namely, 91 days, 182 days and 364 days. ✔️Treasury bills are zero coupon securities and pay no interest. ✔️They are issued at a discount and redeemed at the face value at maturity. The return to the investors is the difference between the maturity value or the face value...

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Borobudur - Buddhist Model of the Universe, Indonesia

At 42 km from the city of Yogyakarta, among the rice fields and jungles of Java, on the slopes of an earthen hill rises a giant Buddhist temple - Borobudur.Its terraces, steps and niches, forming spiral rows, make up a majestic pyramid 34 meters high, topped with a bell-shaped stupa. The Borobudur temple represents the model of the universe...

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स्त्री - पुरूष संबंध ।।

जब तक पुरुष के लिंग में तनाव है ,तब तक वो प्रेम नही दे सकता ।अगर किसी स्त्री के पास पुरुष जाता भी है और ये कहता है कि मैं तेरे करीब इस कारण हु की मैं प्यार करता हूँ ,तो ये धोखा है ।गलत है ।सेक्स शरीर की जरूरत है ,तो ये गलत नहीं है ।पर सेक्स को प्यार कहने की भूल से बचें।ईमानदार होकर रहे ।अगर सेक्स करना है तो सामने वाले को साफ शब्दों में कहे ।और साथी से पहले ,खुद को स्पष्ठ कर ले कि मैं प्यार में हूं या वासना में !औरत फूल की तरह कोमल होती है ।और फूल...

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Banking Term of the Day: Nostro Accounts🔰

Nostro Account is the account which a bank of a country holds in the bank of another country in the foreign currency and it helps the bank which is having the account in bank of another country by the way of simplifying the exchange and trading process for the foreign currencies.In simple words, it refers to the foreign bank account established through the domestic bank in the respective country of the currency desired.🏮Advantages➖You can pay the...

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Commonwealth Games 2022 :-

◾️Some Important Facts About CWG 2022 :-♦️Date : 28 July - 8 August 2022.♦️Host City : Birmingham, England.♦️Main venue : Alexander Stadium.♦️Nations Participating : 72.♦️Athletes Participating : 5,054.♦️Events : 280 In 20 Sports.♦️Motto : Sport is the beginning of all.♦️Mascot : Perry.◾️Top 5 Counties Of Commonwealth 2022 :-                               G...

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