FSR is published twice in a year by RBI that presents an assessment of the health of the financial system.
•The RBI also conducts a Systemic Risk Survey (SRS), wherein it asks experts and market participants to assess the financial system on five different types of risks
1. Global
2. Financial
3. Macroeconomic
4. Institutional
5.General
•FSR details the current status of different financial institutions such as all the different types of banks and non-banking lending institutions.
It also maps the state of credit growth and the rate at which borrowers are defaulting on paying back loans.
•Reading the FSR tells us how robust or vulnerable our financial system — especially our banking system — is to the changes in the economy.
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